What Insurance Do Boston, NYC, NJ Gig Drivers Need?

cover photo Gig Drivers Insurance

If you’re planning to drive for Uber, Lyft, DoorDash, Amazon Flex, or any other gig delivery or rideshare platform, you’ll need more than just a car—you’ll need the right insurance coverage to stay compliant and protected.

At Neat Fleet, we specialize in rental cars for gig workers in Boston, New York City, and New Jersey, and we’ve helped hundreds of drivers get on the road fast. Here’s what you need to know about insurance when renting a car to drive for a delivery or rideshare platform.


Why Insurance Matters for Gig Drivers

Most gig platforms require you to upload proof of personal auto insurance in your name, even if you’re renting the vehicle. This means that if you don’t already have a policy—or can’t get added to one—you’ll need to get set up before hitting the road.

Here’s the catch: Many traditional car rental companies won’t help you get this coverage, but Neat Fleet will.


What Insurance Is Required for Uber, DoorDash & More?

Below is a quick breakdown of what you’ll need by platform:

🚗 Uber & Lyft

  • Proof of personal auto insurance with your name listed
  • Vehicle information must match rental car
  • Some cities/states may require a vehicle inspection

📦 Amazon Flex, DoorDash, Grubhub, Uber Eats

  • Proof of insurance that includes:
    • Your name as the insured driver
    • The vehicle’s year, make, model, and VIN
  • Registration document (we provide this)
  • Valid driver’s license

We Help You Get Covered—Same Day

For some of the vehicles in our fleet we can add you to our insurance. Those vehicles that we’re unable to add you to our insurance policy, we’ve partnered with trusted insurance providers who can help you set up a same-day policy that meets Uber, DoorDash, and Amazon Flex requirements.

We’ll walk you through the process step-by-step and make sure you get a low rate that keeps you compliant.


Why Neat Fleet Is the Best Option for Gig Workers

Not only do we help you get the right insurance, we also make the entire rental process easy and affordable:

Unlimited mileage options (starting at $300/week)
Affordable plans with 250-mile/day limits (starting at $250/week)
Low deposit required
No hidden fees
✅ Convenient pickup locations near public transit in Boston, Cambridge, Somerville, and more
✅ Coverage for New York City and New Jersey drivers, too!

We understand the gig economy. Our contracts renew every 28 days, so you’re never locked into a long-term lease.


How to Get Started with a Gig-Ready Rental

  1. Book your car online or by calling us
  2. Get insured with our help (same-day setup available)
  3. Upload your vehicle documents to Uber, DoorDash, or Amazon Flex
  4. Start driving—and start earning!

We’ll provide you with the registration and documentation you need to register the vehicle on your gig platform.


Final Thoughts

Gig driving can be a great way to earn full-time or supplemental income—as long as you’re insured and compliant. Let Neat Fleet help you get started the right way, with the right car and coverage.


🚀 Ready to Hit the Road?

👉 Book Now or text us at 857-244-1313
Reliable, affordable, gig-ready rentals with insurance help included

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